X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Hero Image
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X96M+7F3
Nicoya | Guanacaste Province

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Virginia Pastor
Virginia Pastor
Presented At
$2,800,000
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 1
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 2
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 3
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 4
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 5
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 6
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 7
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 8
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 9
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 10
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 11
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 12
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 13
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 14
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 15
X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. - Photo 16
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X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica. , Nicoya , Guanacaste Province

Finca El Toledo – A Signature Property for Visionary Development

A Mountain Legacy Above Playa Garza | Nosara Playa Garza | Nosara Hills Locally-Owned and Financed Project – Fully developed with our own resources, ensuring that your investment directly supports the local economy and community. Location: San Juan Mountains | A Mountain Legacy Above Playa Garza | Nosara Size: 241,958 m² (24.19 hectares) Clear Title & Taxes Paid Public Services: ASADA water & ICE electricity Public Road Frontage: 641 meters Zoning: 70% land use permitted Unparalleled Views & Development Potential Introducing Finca El Toledo, a remarkable hilltop estate located in the tranquil San Juan Mountains, less than 15 minutes from the beaches of Garza and Nosara. This unique property offers nearly 360° panoramic views, stretching from Punta Guiones to Sámara, and even as far as Cabo Blanco on a clear day. Set above the vibrant coastal scene, this expansive finca combines privacy, natural beauty, and development flexibility—ideal for a luxury real estate venture, eco-retreat, or hospitality project. Key Features: 24.2 hectares of prime, titled land with elevated build sites and ocean, mountain, and jungle views. Surrounded by new architect-designed homes—a growing luxury community that blends contemporary design with mountain serenity. Public utilities in place: ASADA water and ICE electricity available at the property line. Land use coverage of 70% allows for multi-home development or boutique hotel design. Bordered by abundant native forest, with regular sightings of howler monkeys, coatis, tropical birds, and more. Quiet but connected: Set above the noise, yet only 15 minutes from surf, yoga, international schools, and fine dining in Nosara and Garza Public road access (641 meters of frontage) provides convenient entry and potential for subdividing or phased development. Why Finca El Toledo? Unmatched Views: Gaze out over the Pacific Ocean, Nicoya Peninsula, and lush mountain ranges from your own private ridge. Strong Investment Fundamentals: Located just outside inflated Nosara pricing while sharing its prestige and ecosystem. Sustainable Vision: Ideal for developers seeking a nature-conscious, wellness-focused community or eco-luxury destination. Subdivide or Conserve: Perfect balance of buildable terrain and preserved forest—flexible for residential lots or conservation easements. An Opportunity Like No Other Finca El Toledo is more than just land—it’s a canvas for a visionary project. Whether you dream of a wellness sanctuary, a private estate, or a sustainable mountain retreat, this property offers scale, scenery, and seclusion that are increasingly rare in Nosara’s fast-growing market. From the developer: “About us” “We are a proud, 100% Costa Rican family business specializing in real estate development, construction, and tourism, with a focus on the Central Pacific region in the past couple decades, specifically in Jaco, Garabito. The stunning beaches, world-class surf, and majestic hills of Nosara captivated us, inspiring our decision to establish a presence in the area and launch our development project, Finca Cerros de Nosara. Nestled in the mountains of Nosara, this location is truly exceptional. It offers a tranquil, uncrowded environment with breathtaking ocean views, refreshing year-round breezes, and panoramic vistas of the towering Nicoya mountains. Here, you can experience an unparalleled connection to nature, making it the perfect setting for those seeking peace and beauty in a pristine natural landscape.” WHY INVEST IN THIS PROPERTY Locally-Owned and Financed Project – Fully developed with our own resources, ensuring that your investment directly supports the local economy and community. A white canvas – offering you the freedom to create your dreams, your way. Unparalleled ocean views that will captivate and inspire. Majestic vistas of the Nicoya Mountains. Attractive pricing – delivering exceptional value. Nestled in a tranquil residential area – ideal for privacy and serenity.

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X96M+7F3
Nicoya | Guanacaste Province
Map showing X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica.

Property Location

X96M+7F3, Guanacaste Province, Nicoya, Costa Rica, Nicoya, Guanacaste Province, Costa Rica., Nicoya Guanacaste Province

Local Weather & Climate

Nicoya, Guanacaste Province

Current Conditions Updated recently
73 °F
Few clouds
Feels Like 74°F
Humidity 79%
Wind 6 mph
Visibility 6.2 mi
Sunrise 12:01 PM
Sunset 11:51 PM
5-Day Forecast
Thu 19 Feb
Clouds
High 85°
Low 73°
Fri 20 Feb
Clouds
High 83°
Low 73°
Sat 21 Feb
Clear
High 82°
Low 73°
Sun 22 Feb
Clouds
High 83°
Low 73°
Mon 23 Feb
Clear
High 88°
Low 72°
Annual Climate Based on last 12 months
70° Avg Low
Dec
86° Avg High
Mar
296 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
101" Annual Rainfall
Wet climate
Monthly Temperatures
Jan
87°
69°
Feb
87°
70°
Mar
91°
71°
Apr
89°
71°
May
88°
72°
Jun
85°
71°
Jul
86°
71°
Aug
87°
72°
Sep
86°
71°
Oct
80°
70°
Nov
83°
69°
Dec
84°
68°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Nicoya?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Nicoya. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $280,000,000 20% down ($56,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$24,060
$24,060/day
Your home may appreciate while you sleep
$168,885/week $731,835/mo $8,782,022/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$154.1M
vs
OWN 📈 +$218.6M
$218.6M Potential Equity
vs $154.1M lost to rent over 10 years
$56.0M Down Payment Growth
3.9x
10yr
$218.6M
8.1x
20yr
$452.5M
12.6x
30yr
$707.2M
Wealth Comparison
×1,684
Equivalent to 1,684 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $707.2M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $329.7M +18%
Market $381.3M +36%
Optimistic $440.0M +57%
$218.6M est. equity
20 Years
Conservative $388.3M +39%
Market $519.3M +85%
Optimistic $691.5M +147%
$452.5M est. equity
30 Years
Conservative $457.3M +63%
Market $707.2M +153%
Optimistic $1,086.7M +288%
$707.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This property is listed at $280,000,000.
Based on current market indicators, Nicoya shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Nicoya features a pleasant climate. Average temperatures range from 70°F in winter to 86°F in summer. The area receives approximately 101 inches of precipitation annually. There are about 296 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.
Nicoya tends to be warmest in Mar and coldest in Dec. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a land parcel located in Nicoya, Guanacaste Province. The property is situated in an established neighborhood with convenient access to local amenities and services.
Virginia Pastor

Virginia Pastor

Christie’s International Real Estate | Virginia Pastor Team | Costa Rica

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